Privacy Policy

1. Who we are

Invest Money Zone ("we", "us", "our") is a financial services advisory firm located at 1038 Sam Lattimore Rd, Shelby, NC 28152, USA. We can be reached by telephone on +1 704-481-8005 or by email at contact@investmoneyzone.com. This policy applies to our website at investmoneyzone.com and to the services we provide through it.

2. Information we collect

We collect only what we need to answer your enquiry and provide the service you have asked for. That may include:

• Contact details you enter into any form on this site — name, email address, telephone number and postcode.
• Enquiry details — the service you are interested in and the message you choose to send us.
• Newsletter preferences — the email address you subscribe with and any topic interests you select.
• Technical data — browser type, device type, approximate region and pages visited, collected in aggregate to keep the site working properly.
• Advice records — where we act for you, documentation required by our regulators and by lenders or carriers, such as identity verification and income evidence.

We do not ask for, and ask that you do not send us, sensitive information such as Social Security numbers, bank credentials or full account numbers through the website forms.

3. How we use your information

Your information is used to respond to your enquiry, assess which products and services may suit you, prepare and submit applications on your behalf, maintain records required by law, send you the newsletter where you have asked for it, and improve the clarity and performance of this website. We do not sell your personal information, and we do not share it with unconnected third parties for their own marketing.

4. Lawful bases and consent

Where consent is required — for example to send marketing emails — we ask for it explicitly and you may withdraw it at any time using the unsubscribe link in every email or the unsubscribe page. Other processing is carried out to perform a contract with you, to comply with legal obligations, or on the basis of our legitimate interest in operating and improving our services.

5. Sharing with third parties

To deliver a service we may share relevant information with lenders, insurers, investment platforms, credit reference agencies, identity verification providers and professional advisers such as accountants. We share the minimum necessary for the stated purpose. We may also disclose information where required by law, court order or a regulator, or where necessary to prevent fraud.

6. Data retention

Enquiry records are kept for up to 24 months from last contact unless you ask us to delete them sooner. Where we have provided regulated advice, records are retained for the period required by applicable regulation — typically six years. Newsletter subscriber records are kept until you unsubscribe, after which we retain a suppression record so that we do not contact you again in error.

7. Cookies and analytics

This website uses essential cookies and local storage to remember interface preferences, such as whether you have already dismissed a notice. Any analytics we use is configured to aggregate data rather than identify individuals. You can block or delete cookies in your browser settings; essential functions may behave differently if you do.

8. Security

We apply administrative, technical and physical safeguards to protect personal information, including encrypted transmission over HTTPS, access controls and staff training. No transmission over the internet can be guaranteed to be perfectly secure, so please avoid sending confidential documents by ordinary email unless we have asked you to.

9. Your rights

Depending on where you live, you may have the right to access the personal information we hold about you, correct inaccuracies, request deletion, restrict or object to certain processing, withdraw consent, or request a portable copy of your data. To exercise any of these rights, email contact@investmoneyzone.com with the subject line "Privacy request". We will verify your identity and respond within 30 days. You may also lodge a complaint with your state attorney general or the relevant supervisory authority.

10. Children

Our services are intended for adults. We do not knowingly collect personal information from anyone under 18. If you believe a minor has provided information to us, contact us and we will delete it promptly.

11. Changes to this policy

We may update this policy from time to time to reflect changes in our practices or the law. The date at the top of this page shows when it was last revised. Material changes will be highlighted on this website.

12. Contact

Questions about this policy can be sent to contact@investmoneyzone.com, by post to 1038 Sam Lattimore Rd, Shelby, NC 28152, USA, or by telephone on +1 704-481-8005.